WVIS' Own Simple Shopping System
System Configurations starting at $350
Open Source Shopping System
System Configurations starting at $750
The Unikart is
great for smaller stores and individuals who are
producing or reselling products. This cart
The OsCommerce program is a state of the art shopping system with lots of professional features including (highlighted features indicate upgrades over the Unikart):
Some Things to Know About E-Commerce
Real Time Credit Card Processing
RTP requires a merchant account and an online payment gateway that connects your cart to the merchant account. RTP allows your customer to pay with a credit card and have that tansaction processed immediately. Their card is charged and you are credited with the sale at once. Typical fees include a monthly statement fee (average $10) a monthly gateway fee (around $10), a percentage of the sale (from 1-3% depending on your merchant account provider) and a transaction fee (typically .25 - .35 cents per transation on top of the percent fee. The bottom line is RTP will probably cost you $20 per month and about $3.00 per $100 transaction. Additionally the merchant account provider will typically charge a minimum use fee of around $25 per month. This means that unless you produce $25 in processing fees you will be charged the difference. They will make a minimum of $25 per month from you regardless - on top of the statement and gatway fees. E.G. You have 7 sales and sell $500 worth of merchandise in a month, your rate is 2.5% and .35 per transaction. Your $500 in sales would generate percent fees of $15 ($500 x 3%) and transaction fees of $2.45 (7 transactions x .35 cents) for a total of $17.45 in processing fees. Your minimum use fee is $25, so you subtract $17.45 from $25 which leaves a balance of $7.55 you will be charged for in minimum use fees. You would need to sell around $800 per month to avoid additional minimum use fees.
E-Commerce Requires Encryption Security
To legally process personal financial information online you must have an secure encrypted connection. This is called SSL Encryption. A SSL security certificate must be purchased and installed in your shopping system. WVIS provides both a generic server certificate option (less expensive - $75 per year) and a private certificate option ($100 per year with a $100 first time installation fee).
PayPal is a vialble option for processing credit cards without the monthly expense of a merchant account. PayPal transaction are about 2.5% and $ .25 a transaction, but they have no monthly or minimum use fees. Additionally PayPal takes all major credit cards while a typical merchant account will only take Mastercard and Visa without additional cost for the other cards. PayPal can also be used to sell a few products without a shopping cart installed on your site by using PayPal's BUY NOW or ADD TO CART button. It can also be used for donations, subscriptions or any other payment.
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417-684-1108 or use our contact form